Learn and plan for your retirement

It's never too early or too late to learn about your retirement options and plan for your future. Find out about public pensions, when to collect them and tips to consider for your retirement income.

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Get the most out of your Canadian public pensions

Learn about your retirement income options, and tips for your OAS/CPP pension choices.

Read the stories of retirees and their public pension decisions.

Top learning links

Deciding when to start your public pensions Flexible public pensions offer choices for retirement. Learn how to choose and what to consider.

Rules of thumb for your public pensions Check out these tips to help you decide when to start your public pensions. Choose what is right for you.

Bonnie delays to reduce the savings she needs Bonnie will need less savings to retire comfortably if she delays her OAS pension and her CPP retirement pension.